The short answer
Check that the company is a registered Massachusetts Home Improvement Contractor, get a written contract for work of $1,000 or more, keep the deposit within the state's one-third limit, and ask how they'll measure and document drying. Training to the IICRC S500 water damage standard, clear communication and itemized estimates are good signs. Pressure to sign on the spot is not.
On this page
Massachusetts rules that protect homeowners
- HIC registration. Contractors who do residential contracting on an existing, owner-occupied home with one to four units must be registered as Home Improvement Contractors. The contractor who signs your contract must have the registration. You can check it on Mass.gov.
- Construction Supervisor License. A separate license, not interchangeable with HIC registration, needed for larger projects such as structural work.
- Written contract. Required for work estimated at $1,000 or more.
- Deposit limit. Generally no more than one-third of the total contract price, or the cost of special-order materials if that's higher.
- Guaranty Fund. May compensate homeowners up to $10,000 for unpaid judgments against registered contractors. Hiring an unregistered contractor gives up that protection.
What a good contract includes
- the company's name, address and HIC registration number
- a clear description of the work and materials
- the total price, or how it's calculated, and the payment schedule
- start and expected completion dates
- how changes, hidden damage and insurance supplements are handled
- the warranty on workmanship
The state publishes a sample home improvement contract you can compare against.
Questions to ask
- Are your technicians trained to the IICRC S500 water damage standard?
- How will you decide what to remove and what to dry in place?
- Will I get daily moisture readings, photos and equipment logs?
- How do you work with insurance adjusters?
- Do you handle the repairs, or only the drying? Who's responsible for each?
- For a pre-1978 home, are you certified under the EPA's lead-safe Renovation, Repair and Painting rule?
Red flags
- door-to-door offers right after a storm, with pressure to sign that day
- a deposit demand above one-third without special-order materials
- no written contract, or a vague one
- a registration number that doesn't check out
- drying declared finished without moisture readings
Emergencies don't suspend good judgment
When water is coming in, you need help fast, but the basics still take only a few minutes: confirm registration, read the authorization you're signing and ask how they'll charge. For the full picture, see our cost guide and our main page on water damage restoration in Westfield.
Sources
- Massachusetts Home Improvement Contractor program (Office of Consumer Affairs and Business Regulation)
- Check if your contractor is a registered Home Improvement Contractor (Mass.gov)
- HIC program guide for homeowners (written contracts over $1,000, deposits, Guaranty Fund)
Frequently asked questions
Does a water damage company need a license in Massachusetts?
For residential contracting on an existing owner-occupied home with one to four units, the contractor who signs the contract must be a registered Home Improvement Contractor. Larger structural projects also need a Construction Supervisor License.
How do I check a contractor's registration in Massachusetts?
Use the state's online lookup on Mass.gov, which lets you check Home Improvement Contractor registration status.
What is the Massachusetts Guaranty Fund?
A state fund that may compensate homeowners up to $10,000 for unpaid judgments against registered home improvement contractors.